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After you submit the credit repair intake form and your documents, we review your reports, identify inaccurate or unverifiable items, and submit disputes to the bureaus and creditors on your behalf. We track each dispute through to resolution.

Proof of Identity, your Social Security Card or W2, Proof of Address, and your MyFreeScoreNow login details. Email them to coreysw@cinollc.com so we can get started.

Most clients see meaningful movement within 30–90 days, though the full process depends on how many items are disputed and how the bureaus respond. We monitor your reports the whole way through.

Not always. An item is removed only if it's inaccurate, incomplete, or the creditor can't verify it. Results vary by person and by the nature of the items being disputed.

Yes. We provide services in accordance with applicable credit-repair laws. You have the right to dispute inaccurate information on your credit report.

Great — just include your MyFreeScoreNow login details with your documents so we can review your current reports and build your dispute plan from there.